{"text_format":"1","workbook":"xlsx","n_sheets":59,"sheets":["MasterList","In-Pre","In-Std-A","In-Std-B","In-Std-C","In-Std-D","In-Std-E","In-Std-F","In-Std-G","In-Std-H","In-Std-I","In-Std-J","In-Std-K","In-Std-L","In-Std-M","In-Std-N","In-Sel-A","In-Sel-B","In-Sel-C","In-Sel-D","In-Sel-E","In-Sel-F","In-Sel-G","In-Sel-H","In-Sel-I","In-Sel-J","In-Sel-K","In-Sel-L","In-Sel-M","In-Sel-N","Gr-Pre","Gr-Std-A","Gr-Std-B","Gr-Std-C","Gr-Std-D","Gr-Std-E","Gr-Std-F","Gr-Std-G","Gr-Std-H","Gr-Std-I","Gr-Std-J","Gr-Std-K","Gr-Std-L","Gr-Std-M","Gr-Std-N","Gr-Sel-A","Gr-Sel-B","Gr-Sel-C","Gr-Sel-D","Gr-Sel-E","Gr-Sel-F","Gr-Sel-G","Gr-Sel-H","Gr-Sel-I","Gr-Sel-J","Gr-Sel-K","Gr-Sel-L","Gr-Sel-M","Gr-Sel-N"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":66,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"MasterList","index":0,"n_rows":100,"n_cols":18,"rows_kept":100,"cut":false,"hidden":false,"merged":[[19,17,19,21],[20,17,20,21],[4,16,4,17],[0,12,2,14],[14,17,14,21],[12,16,12,21],[13,17,13,21],[15,17,15,21],[16,17,16,21],[17,17,17,21],[18,17,18,21]]}
[null,null,null,null,"                      OFFICE OF INSURANCE REGULATION",null,null,null,null,null,null,null,"Please use the form below to indicate which plans the company is reporting premiums for.  Then fill out the corresponding OIR-B2-MSB form."]
[null,null,null,null,"                      Life and Health Product Review"]
[]
[]
["Individual or Group","Standard or Select","Plan ID","Sheet Name","Plan Name","Does the Company have Premiums","Goto Sheet",null,"Individual or Group","Standard/Select","Plan ID","Sheet Name","Plan Name","Does the Company have Premiums","Goto Sheet",null,"Sheet Name Abbreviations"]
["Individual",null,"Prestandardized",{"$f":"LEFT(A6,2) & IF(B6<>\"\",IF(B6=\"Standard\",\"-Std-\",\"-Sel-\"),\"-\") & IF(B6=\"\",LEFT(C6,3),C6)","v":"In-Pre"},{"$f":"A6& IF(B6<>\"\",\" \",\"\") & B6 & \" \" & C6","v":"Individual Prestandardized"},"No","In-Pre",null,"Group",null,"Prestandardized",{"$f":"LEFT(I6,2) & IF(J6<>\"\",IF(J6=\"Standard\",\"-Std-\",\"-Sel-\"),\"-\") & IF(J6=\"\",LEFT(K6,3),K6)","v":"Gr-Pre"},{"$f":"I6& IF(J6<>\"\",\" \",\"\") & J6 & \" \" & K6","v":"Group Prestandardized"},"No","Gr-Pre",null,"Individual->","In"]
["Individual","Standard","A",{"$f":"LEFT(A7,2) & IF(B7<>\"\",IF(B7=\"Standard\",\"-Std-\",\"-Sel-\"),\"-\") & IF(B7=\"\",LEFT(C7,3),C7)","v":"In-Std-A"},{"$f":"A7& IF(B7<>\"\",\" \",\"\") & B7 & \" \" & C7","v":"Individual Standard A"},"No","In-Std-A",null,"Group","Standard","A",{"$f":"LEFT(I7,2) & IF(J7<>\"\",IF(J7=\"Standard\",\"-Std-\",\"-Sel-\"),\"-\") & IF(J7=\"\",LEFT(K7,3),K7)","v":"Gr-Std-A"},"Group Standard A","No","Gr-Std-A",null,"Group->","Gr"]
["Individual","Standard","B","In-Std-B",{"$f":"A8& IF(B8<>\"\",\" \",\"\") & B8 & \" \" & C8","v":"Individual Standard B"},"No","In-Std-B",null,"Group","Standard","B","Gr-Std-B","Group Standard B","No","Gr-Std-B",null,"Standard->","Std"]
["Individual","Standard","C","In-Std-C","Individual Standard C","No","In-Std-C",null,"Group","Standard","C","Gr-Std-C","Group Standard C","No","Gr-Std-C",null,"Select->","Sel"]
["Individual","Standard","D","In-Std-D","Individual Standard D","No","In-Std-D",null,"Group","Standard","D","Gr-Std-D","Group Standard D","No","Gr-Std-D",null,"Prestandardized->","Pre"]
["Individual","Standard","E","In-Std-E","Individual Standard E","No","In-Std-E",null,"Group","Standard","E","Gr-Std-E","Group Standard E","No","Gr-Std-E"]
["Individual","Standard","F","In-Std-F","Individual Standard F","No","In-Std-F",null,"Group","Standard","F","Gr-Std-F","Group Standard F","No","Gr-Std-F"]
["Individual","Standard","G","In-Std-G","Individual Standard G","No","In-Std-G",null,"Group","Standard","G","Gr-Std-G","Group Standard G","No","Gr-Std-G",null,"This Table will feed the information to all sheets"]
["Individual","Standard","H","In-Std-H","Individual Standard H","No","In-Std-H",null,"Group","Standard","H","Gr-Std-H","Group Standard H","No","Gr-Std-H",null,"Company Name:"]
["Individual","Standard","I","In-Std-I","Individual Standard I","No","In-Std-I",null,"Group","Standard","I","Gr-Std-I","Group Standard I","No","Gr-Std-I",null,"NAIC Group Code:"]
["Individual","Standard","J","In-Std-J","Individual Standard J","No","In-Std-J",null,"Group","Standard","J","Gr-Std-J","Group Standard J","No","Gr-Std-J",null,"NAIC Company Code:"]
["Individual","Standard","K","In-Std-K","Individual Standard K","No","In-Std-K",null,"Group","Standard","K","Gr-Std-K","Group Standard K","No","Gr-Std-K",null,"Address:"]
["Individual","Standard","L","In-Std-L","Individual Standard L","No","In-Std-L",null,"Group","Standard","L","Gr-Std-L","Group Standard L","No","Gr-Std-L",null,"Person Completing Exhibit:"]
["Individual","Standard","M","In-Std-M","Individual Standard M","No","In-Std-M",null,"Group","Standard","M","Gr-Std-M","Group Standard M","No","Gr-Std-M",null,"Title:"]
["Individual","Standard","N","In-Std-N","Individual Standard N","No","In-Std-N",null,"Group","Standard","N","Gr-Std-N","Group Standard N","No","Gr-Std-N",null,"Telephone Number:"]
["Individual","Select","A","In-Sel-A","Individual Select A","No","In-Sel-A",null,"Group","Select","A","Gr-Sel-A","Group Select A","No","Gr-Sel-A",null,"Calendar Year:"]
["Individual","Select","B","In-Sel-B","Individual Select B","No","In-Sel-B",null,"Group","Select","B","Gr-Sel-B","Group Select B","No","Gr-Sel-B"]
["Individual","Select","C","In-Sel-C","Individual Select C","No","In-Sel-C",null,"Group","Select","C","Gr-Sel-C","Group Select C","No","Gr-Sel-C"]
["Individual","Select","D","In-Sel-D","Individual Select D","No","In-Sel-D",null,"Group","Select","D","Gr-Sel-D","Group Select D","No","Gr-Sel-D"]
["Individual","Select","E","In-Sel-E","Individual Select E","No","In-Sel-E",null,"Group","Select","E","Gr-Sel-E","Group Select E","No","Gr-Sel-E"]
["Individual","Select","F","In-Sel-F","Individual Select F","No","In-Sel-F",null,"Group","Select","F","Gr-Sel-F","Group Select F","No","Gr-Sel-F"]
["Individual","Select","G","In-Sel-G","Individual Select G","No","In-Sel-G",null,"Group","Select","G","Gr-Sel-G","Group Select G","No","Gr-Sel-G",null,"Please save workbook before running macro."]
["Individual","Select","H","In-Sel-H","Individual Select H","No","In-Sel-H",null,"Group","Select","H","Gr-Sel-H","Group Select H","No","Gr-Sel-H",null,"NOTE: This workbook must be uploaded as .xlsm in IRFS."]
["Individual","Select","I","In-Sel-I","Individual Select I","No","In-Sel-I",null,"Group","Select","I","Gr-Sel-I","Group Select I","No","Gr-Sel-I"]
["Individual","Select","J","In-Sel-J","Individual Select J","No","In-Sel-J",null,"Group","Select","J","Gr-Sel-J","Group Select J","No","Gr-Sel-J"]
["Individual","Select","K","In-Sel-K","Individual Select K","No","In-Sel-K",null,"Group","Select","K","Gr-Sel-K","Group Select K","No","Gr-Sel-K"]
["Individual","Select","L","In-Sel-L","Individual Select L","No","In-Sel-L",null,"Group","Select","L","Gr-Sel-L","Group Select L","No","Gr-Sel-L"]
["Individual","Select","M","In-Sel-M","Individual Select M","No","In-Sel-M",null,"Group","Select","M","Gr-Sel-M","Group Select M","No","Gr-Sel-M"]
["Individual","Select","N","In-Sel-N","Individual Select N","No","In-Sel-N",null,"Group","Select","N","Gr-Sel-N","Group Select N","No","Gr-Sel-N"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,1.1000000000000001]

{"sheet":"In-Pre","index":1,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual",null,null,null,null,null,"SMSBP:2",null,"P"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-A","index":2,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"A"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-B","index":3,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"B"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-C","index":4,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"C"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-D","index":5,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"D"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-E","index":6,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"E"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-F","index":7,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"F"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-G","index":8,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"G"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-H","index":9,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"H"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-I","index":10,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"I"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-J","index":11,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"J"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-K","index":12,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"K"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-L","index":13,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"L"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-M","index":14,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"M"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Std-N","index":15,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Standard",null,null,null,null,null,"SMSBP:2",null,"N"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-A","index":16,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"A"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-B","index":17,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"B"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-C","index":18,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"C"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-D","index":19,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"D"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-E","index":20,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"E"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-F","index":21,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"F"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-G","index":22,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"G"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-H","index":23,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"H"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-I","index":24,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"I"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-J","index":25,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"J"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-K","index":26,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"K"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-L","index":27,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"L"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-M","index":28,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"M"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"In-Sel-N","index":29,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR INDIVIDUAL POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR   "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Individual Select",null,null,null,null,null,"SMSBP:2",null,"N"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.442,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.4]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.49299999999999999,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.55000000000000004]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.49299999999999999,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.65900000000000003,{"$f":"$I$23*$J$23","v":0},0.65]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.49299999999999999,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.66900000000000004,{"$f":"$I$24*$J$24","v":0},0.67]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.49299999999999999,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.67800000000000005,{"$f":"$I$25*$J$25","v":0},0.69]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.49299999999999999,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.68600000000000005,{"$f":"$I$26*$J$26","v":0},0.71]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.49299999999999999,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.69499999999999995,{"$f":"$I$27*$J$27","v":0},0.73]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.49299999999999999,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.70199999999999996,{"$f":"$I$28*$J$28","v":0},0.75]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.49299999999999999,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.70799999999999996,{"$f":"$I$29*$J$29","v":0},0.76]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.49299999999999999,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.71299999999999997,{"$f":"$I$30*$J$30","v":0},0.76]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.49299999999999999,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.71699999999999997,{"$f":"$I$31*$J$31","v":0},0.76]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.49299999999999999,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.72,{"$f":"$I$32*$J$32","v":0},0.77]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.49299999999999999,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.72299999999999998,{"$f":"$I$33*$J$33","v":0},0.77]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.49299999999999999,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.72499999999999998,{"$f":"$I$34*$J$34","v":0},0.77]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.49299999999999999,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.72499999999999998,{"$f":"$I$35*$J$35","v":0},0.77]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
[]
["OIR-B2-MSB-I"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Pre","index":30,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group",null,null,null,null,null,"SMSBP:2",null,"P"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-A","index":31,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"A"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-B","index":32,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"B"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-C","index":33,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"C"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-D","index":34,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"D"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-E","index":35,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"E"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-F","index":36,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"F"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-G","index":37,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"G"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-H","index":38,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"H"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-I","index":39,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"I"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-J","index":40,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"J"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-K","index":41,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"K"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-L","index":42,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"L"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-M","index":43,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"M"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Std-N","index":44,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Standard",null,null,null,null,null,"SMSBP:2",null,"N"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-A","index":45,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"A"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-B","index":46,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"B"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-C","index":47,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"C"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-D","index":48,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"D"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-E","index":49,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"E"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-F","index":50,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"F"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-G","index":51,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"G"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-H","index":52,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"H"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-I","index":53,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"I"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-J","index":54,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"J"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-K","index":55,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"K"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-L","index":56,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"L"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-M","index":57,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"M"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]

{"sheet":"Gr-Sel-N","index":58,"n_rows":67,"n_cols":12,"rows_kept":67,"cut":false,"hidden":false,"merged":[[8,10,8,11],[0,0,4,1],[5,0,5,11],[6,0,6,11],[7,2,7,6],[7,7,7,8],[10,2,10,6],[10,10,10,11],[11,2,11,6],[11,10,11,11],[12,2,12,6],[12,10,12,11],[42,1,42,11],[43,1,43,11],[44,1,45,11],[46,1,46,5],[13,2,13,6],[13,10,13,11],[14,2,14,6],[14,10,14,11],[40,1,40,11],[41,1,41,11]]}
[]
[null,null,"OFFICE OF INSURANCE REGULATION"]
[null,null,"Life and Health Product Review"]
[]
[]
["REPORTING FORM FOR THE CALCULATION OF BENCHMARK RATIO SINCE"]
["INCEPTION FOR GROUP POLICIES FORM"]
[null,null,{"$f":"CalYear","v":0},null,null,null,null," CALENDAR YEAR "]
[null,null,null,null,null,null,null,null,null,null,"Go To MasterList"]
[]
["TYPE: 1",null,"Group Select",null,null,null,null,null,"SMSBP:2",null,"N"]
["For the State of ",null,"Florida",null,null,null,null,null,"Company Name:",null,{"$f":"CName","v":0}]
["NAIC Group Code:",null,{"$f":"NAICGroup","v":0},null,null,null,null,null,"NAIC Company Code:",null,{"$f":"NAIC","v":0}]
["Address:",null,{"$f":"Address","v":0},null,null,null,null,null,"Person Completing Exhibit:",null,{"$f":"Contact","v":0}]
["Title:",null,{"$f":"ContactTitle","v":0},null,null,null,null,null,"Telephone Number:",null,{"$f":"ContactPhone","v":0}]
[]
[]
["(a)3",null,"(b)4","(c)","(d)","(e)","(f)","(g)","(h)","(i)","(j)","(o)5"]
[null,null,"Earned",null,null,"Cumulative",null,null,null,"Cumulative",null,"Policy Year"]
["Year",null,"Prem","Factor","(b) x (c)","Loss Ratio ","(d)x(e)","Factor","(b) x (g)","Loss Ratio ","(h) x (i)","Loss Ratio"]
[1,null,null,2.77,{"$f":"$C$21*$D$21","v":0},0.50700000000000001,{"$f":"$E$21*$F$21","v":0},0,{"$f":"$C$21*$H$21","v":0},0,{"$f":"$I$21*$J$21","v":0},0.46]
[2,null,null,4.1749999999999998,{"$f":"$C$22*$D$22","v":0},0.56699999999999995,{"$f":"$E$22*$F$22","v":0},0,{"$f":"$C$22*$H$22","v":0},0,{"$f":"$I$22*$J$22","v":0},0.63]
[3,null,null,4.1749999999999998,{"$f":"$C$23*$D$23","v":0},0.56699999999999995,{"$f":"$E$23*$F$23","v":0},1.194,{"$f":"$C$23*$H$23","v":0},0.75900000000000001,{"$f":"$I$23*$J$23","v":0},0.75]
[4,null,null,4.1749999999999998,{"$f":"$C$24*$D$24","v":0},0.56699999999999995,{"$f":"$E$24*$F$24","v":0},2.2450000000000001,{"$f":"$C$24*$H$24","v":0},0.77100000000000002,{"$f":"$I$24*$J$24","v":0},0.77]
[5,null,null,4.1749999999999998,{"$f":"$C$25*$D$25","v":0},0.56699999999999995,{"$f":"$E$25*$F$25","v":0},3.17,{"$f":"$C$25*$H$25","v":0},0.78200000000000003,{"$f":"$I$25*$J$25","v":0},0.8]
[6,null,null,4.1749999999999998,{"$f":"$C$26*$D$26","v":0},0.56699999999999995,{"$f":"$E$26*$F$26","v":0},3.9980000000000002,{"$f":"$C$26*$H$26","v":0},0.79200000000000004,{"$f":"$I$26*$J$26","v":0},0.82]
[7,null,null,4.1749999999999998,{"$f":"$C$27*$D$27","v":0},0.56699999999999995,{"$f":"$E$27*$F$27","v":0},4.7539999999999996,{"$f":"$C$27*$H$27","v":0},0.80200000000000005,{"$f":"$I$27*$J$27","v":0},0.84]
[8,null,null,4.1749999999999998,{"$f":"$C$28*$D$28","v":0},0.56699999999999995,{"$f":"$E$28*$F$28","v":0},5.4450000000000003,{"$f":"$C$28*$H$28","v":0},0.81100000000000005,{"$f":"$I$28*$J$28","v":0},0.87]
[9,null,null,4.1749999999999998,{"$f":"$C$29*$D$29","v":0},0.56699999999999995,{"$f":"$E$29*$F$29","v":0},6.0750000000000002,{"$f":"$C$29*$H$29","v":0},0.81799999999999995,{"$f":"$I$29*$J$29","v":0},0.88]
[10,null,null,4.1749999999999998,{"$f":"$C$30*$D$30","v":0},0.56699999999999995,{"$f":"$E$30*$F$30","v":0},6.65,{"$f":"$C$30*$H$30","v":0},0.82399999999999995,{"$f":"$I$30*$J$30","v":0},0.88]
[11,null,null,4.1749999999999998,{"$f":"$C$31*$D$31","v":0},0.56699999999999995,{"$f":"$E$31*$F$31","v":0},7.1760000000000002,{"$f":"$C$31*$H$31","v":0},0.82799999999999996,{"$f":"$I$31*$J$31","v":0},0.88]
[12,null,null,4.1749999999999998,{"$f":"$C$32*$D$32","v":0},0.56699999999999995,{"$f":"$E$32*$F$32","v":0},7.6550000000000002,{"$f":"$C$32*$H$32","v":0},0.83099999999999996,{"$f":"$I$32*$J$32","v":0},0.88]
[13,null,null,4.1749999999999998,{"$f":"$C$33*$D$33","v":0},0.56699999999999995,{"$f":"$E$33*$F$33","v":0},8.093,{"$f":"$C$33*$H$33","v":0},0.83399999999999996,{"$f":"$I$33*$J$33","v":0},0.89]
[14,null,null,4.1749999999999998,{"$f":"$C$34*$D$34","v":0},0.56699999999999995,{"$f":"$E$34*$F$34","v":0},8.4930000000000003,{"$f":"$C$34*$H$34","v":0},0.83699999999999997,{"$f":"$I$34*$J$34","v":0},0.89]
["15+6",null,null,4.1749999999999998,{"$f":"$C$35*$D$35","v":0},0.56699999999999995,{"$f":"$E$35*$F$35","v":0},8.6839999999999993,{"$f":"$C$35*$H$35","v":0},0.83799999999999997,{"$f":"$I$35*$J$35","v":0},0.89]
["TOTAL:",null,{"$f":"SUM(C21:C35)","v":0},"(k)",{"$f":"SUM(E21:E35)","v":0},"(l)",{"$f":"SUM(G21:G35)","v":0},"(m)",{"$f":"SUM(I21:I35)","v":0},"(n)",{"$f":"SUM(K21:K35)","v":0}]
[]
[]
["Benchmark Ratio Since Inception: (l+n) / (k+m) =",null,null,null,null,{"$f":"($G$36+$K$36)/($E$36+$I$36)","v":{"$error":"#DIV/0!"}}]
[]
[1,"Individual, Group,  or Individual Medicare Select, or Group Medicare Select Only"]
[2,"\"SMSBP\" = Standardized Medicare Supplement Benefit Plan - Use \"P\" for pre-standardized plans "]
[3,"Year 1 is the current calendar year - 1. Year 2 is the current calendar year - 2. (etc.) (Example: If the current year is 1991, then year 1 is 1990, year 2 is 1989; etc.)"]
[4,"For the calendar year on the appropriate line in column (a).  The premium earned during that year for policies issued in that year."]
[5,"These loss ratios are not explicitly used in computing the benchmark loss ratios. They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet.  They are shown here for informational purposes only."]
[]
[6,"Year 15+ is the sum of the prior year's 14 and 15+."]
["OIR-B2-MSB-G"]
["REV. 06/09"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"(p)"]